THINK BEFORE YOU CLICK: How clickbaits put you at risk and how you could avoid it

PSBank warns the public about the dangers of clicking untrusted links

9 out of 10 Filipinos utilize over 4 hours every day browsing the net, scrolling websites and clicking links. While it is convenient to do almost everything online, it is possible that unverified links, also known as click baits, may come along the way without being noticed.

These links appear to be harmless as it imitates the interface of legitimate bank websites. However, potential dangers are associated as it tricks users to provide their sensitive bank information.  Clicking these links may also download malwares and viruses that infect mobile devices and personal computers, collecting important information and using them to make illegal transactions.

In 2015, the Philippine National Police-Anti Cybercrime Group (PNP-ACG) reported a total of 1,211 cybercrime complaints of both online scams and online identity theft. With the rising threat in clicking unsafe links, PSBank Vice President for Information Security Dan Jose D. Duplito shares the following tips on how you can avoid being victimized by these clickbaits:

·         Avoid clicking links on emails from unrecognized sources. These emails typically come in the form of virus warnings, and charity appeals, andtoo-good-to-be-true offerings.

·     Be wary of the sites that ask personal and account related information. Reputable websites usually begin with “https”ensuring that the website is secure.

·         Install a quality anti-virus application on your mobile devices and personal computers.Install and update your anti-virus regularly as new innovations in viruses are becoming more advanced.

·         Turn on your browser pop-up blocker. This restrictive setting helps you avoid encountering malicious pop-up activities from running.

·         Be vigilant. If you think that your account has been compromised, call your bank’s customer service hotline to enable them to monitor any suspicious activities in your account.

“In our increasingly connected world, awareness is the best weapon. At PSBank, it is essential that we arm our customers with knowledge against these attacks. The smallest measures are often the most overlooked solutions to minimize these risks.”said PSBank Vice President for Information Security Dan Jose D. Duplito.

If you receive a suspicious email or any suspicious communication claiming to be from PSBank, please report it immediately to our 24/7 hotline 02-845- 8888.